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Possession APIs
MP-1
Ala Carte
Mobile Auth℠
API Owner
Bill Fish
Passively authenticates every mobile login and signup without the use of passcodes, pop-ups, pins, or notifications, allowing businesses to seamlessly onboard customers faster and at a lower cost. Outputs include Authentication status, status description, transaction ID, Payfone alias, Mobile Number, Mobile Country Code, and Carrier.
OTP Replacement - no consumer interaction required, reducing abandonment and error. No false positives (verification comes directly from Mobile Network Operator).
OTP Replacement: no consumer interaction required, reducing abandonment & error
No false positives (verification comes directly from Mobile Network Operator)
post/authenticateByRedirect, post/authenticateByRedirectFinish
For country-specific product availability, please refer to Rate Card/CAP Sheet.
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MP-2
Ala Carte
Instant Link℠
API Owner
PJ Flynn
Actively authenticates mobile device by having user click an URL link delivered via SMS, fortifies the SMS OTP process with additional device attributes. Outputs include Transaction status, status description, request ID, phone number, carrier, line type, country code, session ID, link clicked status, IP match status, and Device IP.
Active OTP Replacement by validating SMS receipt with link click status and IP comparison to the request originating device.
/getAuthURL, /instantLinkResult, /getAuthPath (legacy)
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-6
Ala Carte
Instant Link+
API Owner
PJ Flynn
Actively authenticates mobile device by having user click an URL link delivered via SMS, fortifies the SMS OTP process with additional device attributes and mobile carrier authentication. Outputs include Transaction status, status description, request ID, phone number, carrier, line type, country code, session ID, link clicked status, IP match status, device IP, and carrier phone match status.
Active OTP Replacement by validating SMS receipt with link click status, originating device IP comparison, and phone carrier match.
/getAuthURL, /instantLinkResult, /getAuthPath (legacy)
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-3
Ala Carte
SMS Delivery℠
API Owner
PJ Flynn
A configurable second-factor authentication service that allows a client to issue and verify one-time passcodes via SMS. Outputs include authentication status code, status description, and transaction ID.
Sending an SMS OTP or Instant Link to customers.
/sendSMS, mfa.proveapis.com
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-4
Ala Carte
Voice Delivery℠
API Owner
PJ Flynn
A configurable second-factor authentication service that allows a client to issue or confirm a one-time passcode via a voice call. Outputs include authentication status code, status description, and transaction ID.
Sending a voice OTP to customers.
/voiceOTP, mfa.proveapis.com
For country-specific product availability, please refer to Rate Card/CAP Sheet.
Reputation APIs
MP-7
Ala Carte
Trust Score®
API Owner
Tayler Dickson
A real-time score of behavioral risk assigned to a phone identity token and phone number of the client’s customer that is a consumer. Outputs include requestId, status, trustscore,carrier, linetype, and countrycode. Other outputs that may be returned include reason codes, indicators, transactionId, troubleshootingId, description, response, transactionId, payfoneAlias, phoneNumber, lineType, carrier, country code, trustScore, statusIndex, isBaselined, phoneNumberVelocity, portVelocity, payfoneTenure, phoneNumberTenure, and portedDate.
Customer onboard or securing a transaction that leverages authentication using a phone number.
Mitigates account takeovers, identity theft and synthetic identity fraud
Silently assesses risk, minimizing customer friction and identifies when to ask the customer for additional verification
Trust Score® is returned to the client just milliseconds after the request
By checking attributes such as SIM Swap, helps meet needs of regulatory bodies and is PSD2/SCA compliant
/mobileStatus, /getIntelligence, get/trust, post/trust/v2
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-8
Ala Carte
Trust Score+
API Owner
Tayler Dickson
A real-time score of behavioral risk assigned to a phone identity token and phone number of the client’s customer that is a consumer; leverages mobile carrier data for improved efficacy and accuracy. Outputs include requestId, status, trustScore, carrier, lineType, and countryCode. Other outputs that may be returned include reason codes, indicators, transactionId, troubleshootingId, description, response, transactionId, payfoneAlias, phoneNumber, lineType, carrier, country code, trustScore, statusIndex, isBaselined, phoneNumberVelocity, portVelocity, payfoneTenure, phoneNumberTenure, portedDate, riskLevel, simTimestamp, carrierStatus, simVelocity, deviceVelocity, simTenure, and deviceTenure.
Customer onboard or securing a transaction that leverages authentication using a phone number.
Mitigates account takeovers, identity theft and synthetic identity fraud
Silently assesses risk, minimizing customer friction and identifies when to ask the customer for additional verification
Trust Score® is returned to the client just milliseconds after the request
By checking attributes such as SIM Swap, helps meet needs of regulatory bodies and is PSD2/SCA compliant
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-9
Ala Carte
Trust Score+ with Call Forwarding
API Owner
Tayler Dickson
A real-time score of behavioral risk assigned to a phone identity token and phone number of the client’s customer that is a consumer; leverages mobile carrier data for improved efficacy and accuracy. Outputs include requestId, status, description, response, transactionId, payfoneAlias, phoneNumber, lineType, carrier, country code, trustScore, statusIndex, isBaselined, phoneNumberVelocity, portVelocity, payfoneTenure,phoneNumberTenure, and portedDate. Other outputs that may be included are reason code(s), carrierStatus, simVelocity, deviceVelocity, simTenure, deviceTenure. This product includes reason codes indicating if call forwarding is on or off and is only available for mobile numbers on Verizon, T-Mobile, and ATT (when applicable).
Prevent Voice OTPs to be delivered to a phone number that currently is forwarding calls to another phone number.
Mitigates account takeovers, identity theft and synthetic identity fraud
Silently assesses risk, minimizing customer friction and identifies when to ask the customer for additional verification
Trust Score™ is returned to the client just milliseconds after the request
By checking attributes such as SIM Swap, helps meet needs of regulatory bodies and is PSD2/SCA compliant
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-21
Trust Score+ with Scam Signal
API Owner
Tayler Dickson
Trust Score® attribute that determines whether or not there is a current in session call occurring on the phone number. Outputs include requestId, indicators, troubleshootingId, trustScore, numberInfo, carrier, countryCode, lineType, and callInSession. Line Busy signal is only available for mobile phones on select carriers in the UK.
Prevent authorized push payment fraud.
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-20
Line Type℠
API Owner
Tayler Dickson
Provides identification of the line type as well as carrier for any phone number in the Territory. Outputs include status, requestId, troubleshootingId, carrier, lineType, and countryCode.
Enhance user experience and reduce fraud by identifying high-risk phone types and numbers that cannot receive SMS messages.
For country-specific product availability, please refer to Rate Card/CAP Sheet.
Ownership APIs
MP-10
Identity Verify℠
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API Owner
Ryan Alexander
Identity Verify℠ matches name and address information against verified data. Prove applies its matching algorithm to calculate a matching score (or boolean) for each of the fields in order to confirm and establish a verified entity for each consumer. Outputs include requestId, verified, firstName, lastName, nameScore, addressScore, dob, lineType, carrier, countryCode. Other outputs that may be returned include, transactionId, troubleshootingId, description, streetNumber, street, city, region, postalCode, distance, last4, driversLicenseState, driversLiceseNumber, emailAddress, reason codes, indicators, and accountType.
Account Opening/Customer onboarding, Phone Ownership for OTP Security.
enrollment, getCRMmatch, identityVerification, /get/identity/verify, post/identity/verify/v2
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-19
Identity Verify℠ with KYC
API Owner
Ryan Alexander
Allows the client to verify a consumer's personally identifiable information is valid and that consumer is the rightful owner of a given phone number based on the customer’s name, address and additional attributes such as national identity (e.g., SSN in the US) or date of birth. These validations may assist with Know Your Customer (“KYC”) or other related compliance programs and may include sanction/watchlists and Politically Exposed Persons (PEP) checks as well as ongoing monitoring, if elected by a Client.
Account Opening/Customer Onboarding.
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-11
Ala Carte
Contact Compliance with Safe Harbor℠
API Owner
Michael Stearne
Verify that phone numbers have not been disconnected since the most recent Right Party Contacted Date, with Contact Compliance with Safe Harbor℠ available via the RND. Provides line type and carrier for the current or newer phone number, where applicable.
Comply with the TCPA or FDCPA and avoid litigation when making outbound calls to various line types.
post/verifyPhoneNumber, Batch Interface v2.1
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-12
Ala Carte
Contact Enrichment℠
API Owner
Michael Stearne
Contact Enrichment℠ is available in API or Batch integrations and provides identity verification and additional verified phone numbers associated with the identity. Enriched phone numbers are ordered by strongest verification to the identity (Contactability ranking) and how suitable the number is when used for outbound contacting of the identity.
MP12 can be enhanced when combined with MP14 Do Not Call Verification
Account Opening/Customer Onboarding.
US only. For country-specific product availability, please refer to Rate Card/CAP Sheet.
Software Licenses
MP-17
AT&T 2.0 Managed Services
API Owner
PJ Flynn
Using Mobile Auth℠ or Real-time Carrier Attributes with AT&T customers requires additional setup and systems to support due to AT&T requirements for a BOSE, which is an acronym for Bank Owned Server Environment, although it is not restricted to banks.
Using Mobile Auth℠ or Real-time Carrier Attributes with AT&T customers.
For country-specific product availability, please refer to Rate Card/CAP Sheet.
MP-18
Third Party API
Case Management GUI
API Owner
Ryan Alexander
Access a GUI provided by Prove's partner ComplyAdvantage that enables review and decisioning of potential matches to Sanctions and Politically Exposed Persons and Adverse Media lists in order to manage Know Your Customer (KYC) and Customer Due Diligence (CDD) compliance.
New account opening or new customer registration.
For country-specific product availability, please refer to Rate Card/CAP Sheet.
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