After the customer attempts to log in, Prove verifies the device is the same as was registered at first app login. The first time a phone is seen, Prove verifies the phone number with the mobile network operator (MNO) and authenticates the customer's identity in the background. If unable to use the MNO, fallback to Instant Link to complete the initial registration.
After the customer confirms that they want to send money to their friend, Prove verifies the device is the same as was registered at first app login. If needed, Prove verifies the phone number with the mobile network operator (MNO) and authenticates the customer's identity in the background. Prove will also check the Trust Score to guard against fraud attack vectors. If unable to use the MNO to verify the number, fallback to Instant Link with Trust Score to complete the transaction.
After the customer confirms that they want to send money to their friend, Prove verifies the phone number with the mobile network operator (MNO) and authenticates the customer's identity in the background. Trust Score is also called to defend against fraud. If unable to use the MNO, fallback to Instant Link or Push Auth to complete the authentication.